Financing Options

Looking for HVAC Financing Options in the Rockford, IL area? Kerley Heating & Cooling has got you covered! With a range of options, including 0% interest loans for qualified candidates and long-term, low payment plans, we make it easy to fit your budget. Contact us today to learn more about our flexible financing solutions and get started on your home comfort project.

With Kerley Heating & Cooling you always have choices to fund your project:

Pay with Cash, Debit or Credit Card
0% financing (for qualified candidates)
3 – 6 month Deferred interest and Deferred payment loan
Longer term, Low payment loan

Kerley Heating & Cooling offers financing to fit your budget.

Just to give you an idea, you can get a brand new A/C unit installed for as low as $50/month, OR a Furnace and A/C installed for as low as $95/month.

Various options we have to offer:

0% interest loans (for qualified candidates)
No payments and No interest for 3 or 6 months with low payment options
Low interest payment options, first payment starts 30 days after your work is completed
No application fees or prepayment penalties ever!

So, if you want to make extra payments it automatically goes straight to Principal so you pay off your loan quicker!

Curious to know if you qualify? Just fill out our On-Line application now, or Get in Touch with us today to learn more.

*Please Note: Enter “Sue” as the salesperson when filling out the online application. Also, feel free to call us at 1(815)979-5845 with any questions you may have. We’d love to help!

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Your local heating, cooling, & air quality experts since 1964

Keeping You Comfortable in All Seasons!

Kerley Heating and Cooling proudly serving the Rockford IL and surrounding areas since 1964 service trucks

financing options Kerley Heating and Cooling Rockford IL area

MOST HVAC COMPANIES

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Why Kerley Heating and Cooling?

Looking to stay warm in Rockford IL and surrounding areas? Look no further than Kerley Heating for all your heating needs. From furnace installation to repair, heat pumps, mini-splits, and more, our experienced team has you covered. With over 60 years of industry knowledge, trust us to keep your home comfortable in all seasons. Schedule your service today and experience the difference that our dedication to quality and care can make in your home.

Fast and reliable service to get your furnace up and running quickly
Experienced technicians with over 60 years of industry knowledge
Affordable rates that won’t break the bank
Top-notch customer service that puts your comfort first
Trusted choice for HVAC services in the Rockford, IL area for the last 60+ years!

Kerley Heating and Cooling 5 Star HVAC Expert serving the Rockford IL and surrounding areas since 1964 living room

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Peace of Mind & Protection

For over 60 years Kerley Heating and Cooling has been a fully licensed, bonded, and insured HVAC company. Our employees are trained in the latest methods and equipment, and our industry leading warranties give you the peace of mind you deserve!

Dedicated Service

No matter what season it is, Kerley has you covered! We are here for you 365 days a year when you need us most. Whether your heat goes out, or your A/C stops cooling, we’ll be there for you.

Satisfaction Guarantee

As a family owned company, we know how hard you work for your money. That’s why every job we do is backed by our 100% satisfation guarantee. So you can rest assured that your rates, job quality, and post service experiences will be positive for years to come!

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Real Client Reviews

The Mini-Split Experts!

"KH&C recently installed a mini-split unit in a sunroom for me and I have absolutely zero complaints! Great group of guys, family owned from the area (ALWAYS support local!) they showed up, said hello and got to work! Unit looks and runs like a dream! I will always be calling Kerley Heating & Cooling for all of my hvac needs in the future, you can’t get much better with their response time and willingness to do the job!"

Shaun Bennett

Your Experience is Based on Our Years of Experience.

"Great work! Fair price and professional conduct! We could not have asked for a better experience!"

Jean French

Recommended Time After Time...

"My recent experience was exceptional. They got me going in no time at all. Kerley Heating and Cooling comes with my highest recommendation!"

Randy Larson

Professional, On-time Service

"Kerley Heating & Cooling was there right away when our furnace went out. Had us up and running that day. Did great work. Very professional. I would highly recommend them.. Great guys..."

David Ingram

My Favorite Contractors!

"Kerley Heating & Cooling has done multiple furnace and air change outs for us. Going from traditional furnace and air to Air Source Heat Pumps. They are very easy to work with and have always done quality work. I have worked with many contractors and they are at the very top of my list for favorite contractors. You will not be sorry if you hire them to work on your home. Their pricing is fair, reasonable and the work is top notch.."

Brian Bracken

Fast, Quality Service!

"Kerley had a new furnace installed for us within 24 hours of our initial call. Excellent work and very reasonably priced."

Jim Tykal

A/C Service that Kept Us Cool!

"Very responsive and reasonably priced. Quality of work is top notch. They replaced our outside a/c unit and parts of the inside unit during very hot weather. Parts came in very quick and work was completed very short order."

Kurt Diztler